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scientists have developed a simple blood test to detect breast cancer in women. Normal breast screening checks, using X-ray mammograms, detect a tumour only once it is three or four times bigger, by which time it may have started to spread beyond breast.
But, this test can pick up a cancer the size of a small seed before a woman has developed any symptoms.
Developed by the scientists, led by Norwegian company Diagenic ASA, the test looks for raised levels of chemical “markers” for cancer picked up as blood flows through tumour, the ‘Sunday Express’ reported.
So far it has proved 75 per cent effective at detecting early cancer in a number of small trials, say the scientists.
Dr James Mackay, an oncologist and researcher at University College London, is helping to launch the blood test for private patients.
“This test will be particularly useful for younger women who are at risk of developing breast cancer. “They tend to have denser breasts which mammograms cannot easily penetrate. We are suggesting they have a mammogram and combine it with this test so that there is a greater chance of detection,” he said.
Women shown by the test to have cancer will be given an MRI scan so that the tumour can be located, checked and, if necessary, removed, according to the scientists.
Cancer doctors believe that blood testing for early breast cancer could become routine in five years. The Diagenic BCtect test is currently being evaluated by the National Institute for Health and Clinical Excellence and an National Health Service trial involving 6,000 women at high risk of developing breast cancer is to start next year.
Insurance companies are taking risks. They have to pay claims as and when they occur. They cannot be sure when the claim will occur and how big the claim will be. This is so because of the very nature of perils. Insurers normally financially sound enough to be able pay claims. But there are limits. An event like the tsunami and hurricane may generate claims amounting of billions of dollars, which may put a very heavy strain on the reserves of the insurers. Insurers protect themselves from such situations, which may be beyond their capacity, by re insuring the risk with other insurers. If there is a claim the burden is shared by the primary insurer and other re insurers.
There are some companies which are exclusively in the business of re insurance. Re insurance business is placed globally. When there is majority calamity, the claims affect several insurers all over the world, through the system of re insurance.
The United Nations Declaration of Human Rights 1948 provides that “Everyone has a right to a standard of living adequate for the health and well being of himself and his family, including food, clothing, housing and medical care and necessary social services and the right to security in the event of unemployment, sickness, disability, widowhood or other lack of livelihood in circumstances beyond his control.
When the bread winner dies, to that extent the family’s income dies. The economic condition of the family is affected, unless other arrangements come into being to restore the situation. Life insurance provides such an alternate arrangement. If this did not happen, another family would be pushed into the lower strata of society. The lower strata creates a cost on society. Life insurance helps to reduce such costs. In this sense, the life insurance business is complimentary to the state’s efforts in social management.
As per the law and the directions of the regulatory authorities, insurance companies in country are obliged to extend insurance benefits to economically weaker sections of the society in the unorganised sector.
For economic development, investments are necessary. Investments are made out of savings. A life insurance company is a major instrument for the mobilization of savings of people, particularity from the middle and lower income groups. These savings are channelled into investments for economic growth. The insurance Act has strict provisions to ensure that insurance funds are invested in safe avenues like government bonds, companies with records and so on.
All good life insurance companies have huge funds, accumulated through the payments of small amounts of premium of individuals. These funds are invested in ways that contribute substantially for the economic development of the countries in which they do business. But even their investments in the various sectors and contributing directly and indirectly to the country’s economic development would be of similar proportions.
Apart from investments, business and trade benefit through insurance. Without insurance, trade and commerce will find it difficult to face the impact of major perils like fir, earthquake, floods etc,.. Financiers like banks would collapse if the factory, financed by it, is reduced to ashes by a terrible fire.
Before Setting A Home Network
1 .To Start Sharing your data , right click on any folder or drive choose Sharing . You can also share printers and peripherals of other computer , and play network games .
2 . To Change IP Address in Windows Vista , Press Start -> Connect To -> View network computers and devices – > Network and Sharing Center . Select Manage Network Connections, press properties button under Local Area Connection . Select Internet Protocol Version 4 and press Properties Button . The Internet Protocol (TCP/IP) Properties dialog box appears .
3 . You don’t need a hub , switch or router with crossover cables if you want to connect just two computer . For more , you need Straight -through cables and hub, switch or router .
4 . You can Connect two desktop or a laptop , having the same or different operating systems installed .
5 . Ping is the simplest way to verify connectivity . Open command Prompt and type “ping(IP address of the Computer]”